Rakuten Trade Lowers RakuMargin Interest Rate to 5.5% p.a., Reinforcing Commitment to Cost-Efficient Trading
Kuala Lumpur, 5 January 2026 – Rakuten Trade Sdn Bhd (Rakuten Trade) today announced a reduction in its RakuMargin interest rate from 8.05% to 5.5% per annum, reaffirming its commitment to providing cost-efficient, transparent and sustainable trading for Malaysia’s growing base of retail investors.
As market conditions become more dynamic and selective, retail investors are increasingly focused on managing trading costs, optimising capital efficiency and maintaining discipline in their investment strategies. Financing costs, being a recurring component for margin users, play a critical role in shaping overall trading outcomes. The revised interest rate is part of Rakuten Trade’s broader effort to ensure that margin financing remains a supportive tool for informed and responsible trading, rather than a short-term incentive.
“In a more fast-moving and selective market environment, investors are paying closer attention to the total cost of trading, not just market direction,” said Kazumasa Mise, Chief Executive Officer of Rakuten Trade. “By lowering our RakuMargin interest rate, we aim to support active investors with improved cost efficiency, while maintaining a pricing structure that is clear, predictable and sustainable over the long term.”
Rakuten Trade noted that the adjustment reflects a deliberate, long-term approach to margin financing, centred on sustainable pricing and prudent risk management, rather than reliance on tactical or promotional-driven measures.
“Margin financing should complement disciplined trading strategies. This move allows us to provide a more balanced and cost-effective solution that aligns with our long-term positioning and commitment to responsible market participation,” Mise added.
Rakuten Trade Research observes that domestic equity market participation remains resilient, supported by stable liquidity conditions and improving earnings visibility. Against this backdrop, investors are becoming more selective, increasingly favouring companies with stronger fundamentals, clearer earnings trajectories and sustainable business models. In such an environment, margin financing, when used judiciously, continues to serve as a portfolio efficiency tool for experienced investors, enabling them to capitalise on opportunities while maintaining disciplined risk controls.
The revised interest rate applies automatically to existing RakuMargin clients, and new customers can apply online via Rakuten Trade’s platform.
