Invest regularly. Build for the long term.
Regular Savings Plan, or RSP, lets you invest automatically into selected US stocks or ETFs based on your chosen amount and schedule.
Choose an amount that fits your budget.
Choose a schedule that works for you.
No need to remember or time the market.
Set your RSP in 3 simple choices.
Keep sufficient funds in your trading account and your scheduled investment will be executed automatically.
What to invest in
Select the stocks or ETFs you want to build into your portfolio.
How much to invest
Start from RM100 and choose an amount that fits your budget.
How often to invest
Choose a recurring schedule that suits your regular financial routine.
Set it once. Invest regularly. Build your portfolio over time.
See how to set up your RSP
Choose your preferred platform and follow the step-by-step guide.
Set up RSP via Web
Set up RSP via iSPEED.my
Consistency made easier
Build a regular investing habit without waiting for perfect timing or watching the market every day.
No need to time the market
Instead of trying to predict when prices will rise or fall, invest regularly across different market conditions.
Invest regularly, not perfectly.Start small
Start from RM100, choose an amount that fits your budget and increase it when you're ready.
A small start today can become a meaningful investment habit over time.Make investing a habit
We already have routines for bills, savings and expenses. Why not investing too?
Salary → Save → Invest → RepeatInvest without constantly watching the market
Your investment happens automatically according to your schedule, leaving you more time to focus on your long-term goals.
Stay consistentWhat does “investing regularly” really mean?
Instead of investing all your money at one price, RSP allows you to invest smaller amounts at regular intervals.
When prices are lower, your investment amount may buy more shares. When prices are higher, the same amount may buy fewer shares.
This approach is commonly known as Dollar-Cost Averaging (DCA). It does not remove investment risk or guarantee profit, but it can help reduce the pressure of timing the market perfectly.
Same RM100 each month. The price moves, but your plan stays consistent.
At lower prices, the same RM100 can buy relatively more shares. At higher prices, it buys fewer.
You invest RM100 every month, even as the example share price moves. Your investing habit stays unchanged.
When the price is lower, the same RM100 can buy more shares. When the price is higher, it buys fewer shares.
RSP helps you participate regularly rather than waiting for one “perfect” entry point.
Illustration only. The prices shown are used only to explain how a Regular Savings Plan responds to changing market prices.
Imagine investing RM100 every month
Consistency can turn a manageable monthly amount into a meaningful long-term contribution.
And that's before taking into account any potential investment gains or losses.
You don't always need to start big. You need to start and stay consistent.
A simpler way to invest may suit you if...
You want to invest consistently without having to watch the market every day.
You are unsure when the “right” time is to enter the market.
You do not have time to watch prices every day.
You prefer investing smaller amounts regularly.
You want to build better investing discipline.
If any of these sound familiar, the next question is simple:
What are you investing for?
Your investment journey doesn't need to look like anyone else's. RSP can help you invest towards what matters to you.
Whatever your goal, consistency can be a powerful place to start.
ETFs selected by our Research team
Explore five ETFs offering exposure across US growth, Shariah-compliant equities and gold.
Invesco QQQ
Tracks the Nasdaq-100 Index, providing exposure to major non-financial companies with a strong focus on technology and consumer services.
Vanguard Growth ETF
Offers broader exposure to large US growth companies across technology, consumer discretionary and selected financial stocks.
Wahed FTSE USA Shariah ETF
Provides diversified exposure to Shariah-compliant US large- and mid-cap companies, with significant representation from technology and healthcare.
SP Funds S&P 500 Sharia Industry Exclusions ETF
Tracks Shariah-compliant companies from the S&P 500 universe, with a focus on sectors such as technology and healthcare.
iShares Gold Trust
Provides exposure to the price of gold through a physically backed trust, offering an alternative to equity-focused investments.
ETF information is provided for general informational purposes and should not be considered personalised investment advice. Consider your investment objectives and risk tolerance before investing.
You're still in control
Automatic doesn't mean you're locked in. You can manage your RSP according to your needs.
Change your investment amount.
Change your investment schedule.
Review your selected investments.
Pause or stop your RSP.
Your plan. Your budget. Your choice.
Common questions
What is RSP?
RSP is a Regular Savings Plan that allows you to automatically invest a chosen amount into selected US stocks or ETFs according to a recurring schedule.
How much do I need to start?
Do I need to place an order every time?
Do I need to monitor the market every day?
What happens if the market price goes down?
Does RSP guarantee a profit?
Can I change or stop my RSP?
Start with what you can. Build from there.
No need to wait for more money or perfect timing. Start small and build your investing habit over time.
Choose your investment.
Choose your budget.
Invest regularly.
Your future portfolio starts with the first investment.
Investing involves risks, including possible loss of principal. Past performance is not indicative of future performance. Investors should consider their investment objectives, financial situation and risk tolerance before investing.
